Efinity Mortgage

FHA & VA Loans

Original pay stubs for the most recent 30 day period for all your income sources
W-2 forms for the past two years (Tax Returns if self employed)
Original savings, checking and money market account statements for the past 3 months (all pages)
Most recent 401-K or profit sharing statement
Fully executed contract of sale with copy of the earnest money check (Purchase Only)
Landlord or mortgage company address and phone number for the previous two years
Copy of last Note and Settlement Statement (Refinance Only)
Insurance agent’s name and phone number and the Homeowners insurance premium amount for the property you are purchasing. This must be received 10 days prior to your closing.
Copy of Borrower and Co-Borrower’s Driver’s License

Original pay stubs for the most recent 30 day period for all your income sources
W-2 forms for the past two years (Tax Returns if self employed)
Original savings, checking and money market account statements for the past 3 months (all pages)
Most recent 401-K or profit sharing statement
Original certificate of eligibility and copy of DD-214
Fully executed contract of sale with copy of the earnest money check (Purchase Only)
Landlord or mortgage company address and phone number for the previous two years
Copy of last Note and Settlement Statement (Refinance Only)
Insurance agent’s name and phone number and the Homeowners insurance premium amount for the property you are purchasing. This must be received 10 days prior to your closing.
Copy of Borrower and Co-Borrower’s Driver’s License

Fees to Efinity Mortgage typically include:
Credit Reports starting at $15.00
Appraisals starting at $350.00
$19.00 for Flood Certificate

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