Construction Loans

Ready to bring your vision to life, from the ground up? Whether you’re designing your forever home or tackling a custom build, our construction loan options are here to make the process smoother. We’ll help you finance the land, the build, and everything in between—with expert guidance every step of the way.

Two Ways to Finance Your Build We offer flexible construction loan options, so you can choose the path that works best for your timeline, budget, and goals:

• One-Time Close Construction Loan One application, one approval, one closing. This option combines the construction loan and permanent mortgage into a single loan—saving time, reducing paperwork, and locking in your rate upfront.
• Two-Time Close Construction Loan This option gives you more flexibility by separating the construction phase from your long-term mortgage. You’ll first close on a short-term construction loan, then refinance it into a permanent loan once the build is complete.