Specialty Loans

Financing solutions as unique as your goals.

Unique Goals Deserve Unique Solutions Not every borrower fits into a traditional mortgage box—and that’s okay! Our specialty loan products are designed to help with situations that need a more tailored approach. Whether you’re self-employed, investing in multiple properties, buying a vacation home, or have non-traditional income, we have smart solutions to help you move forward with confidence.

Not sure which specialty loan fits your situation?

We’re here to help you find the perfect solution. Contact your loan expert anytime for a personalized consultation!

SPECIALTY LOAN BENEFITS

Find the right loan for you

Perfect for self-employed borrowers or those with non-traditional income who want a simpler way to qualify.

Lower your rate, reduce your payment, or tap into your home’s equity with a smooth, hassle-free process.

 (Debt Service Coverage Ratio) Ideal for real estate investors, focusing on rental income rather than personal income documentation.

Designed for borrowers without a Social Security number, helping more people achieve homeownership.

Use your assets instead of income to qualify—great if your financial picture doesn’t fit typical criteria.

Tailored for non-U.S. citizens looking to buy property in the U.S.

Available for homeowners 62 and older to tap into their home equity without monthly payments.

(Home Equity Lines of Credit) Flexible revolving credit based on your home’s equity, perfect for home improvements or unexpected expenses.

A second mortgage that can help with down payment, closing costs, or cash reserves.

Special mortgage programs designed for medical professionals with unique financial needs and student loan considerations.

Finance both your home purchase and the cost of renovations in one loan—perfect for fixer-uppers or customizing your new home.

 Perfect loan designed for buyers purchasing high-value or luxury homes that go beyond standard loan limits.